This startup wants to mix the best things about credit and debit into a single card — and it has a 50,000-person waitlist

Credit card companies want you to fall behind and start racking up debt, Zero CEO Bryce Galen tells Business Insider. That’s how they make their money. That can, however, be brutal for the consumer, and it’s one reason millennials have drifted toward debit cards.
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Why Banks Won’t Be Left Out of Fintech 2.0

The second wave of the fintech boom is here, says David Sica, a principal at venture capital firm Nyca Partners. First came the startups with their ideas, now banks are leveraging those ideas and delivering to customers.
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IBM Bets on Bitcoin Ledger

International Business Machines Inc. is becoming the biggest backer of a technology that underpins the Bitcoin digital currency. In the coming year, IBM will begin testing its own variation on the transactional software known as blockchain, aiming to simplify life for customers who lease IBM’s computer hardware, the company said.
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Fintech and the Fear of Froth

For more than half a decade, a seemingly irresistible momentum has been building around the idea that finance and technology are converging at a historical inflection point, a combination of business transformation and competitive disruption that has come to be labeled fintech.
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Former Wall St titans shake-up banking with fintech investments

They made their name on Wall Street. Now, they are trying to disrupt it. Some of world’s highest-profile bankers have poured millions of dollars into the booming fintech sector during the past year as they tap into new technology providing online financial services from payments and lending to digital currencies and cross-border transfers.
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